Evolution And Creation :: essays research papers

     The hypothesis of advancement and creation are the equivalent and diverse in a ton of ways.     Lamarck was the main individual to concoct a hypothesis for development. There are many creation stories in the Local American      The hypothesis of development implies that all plants and creatures created from before structures by innate correspondences of slight changes in the creation or ages.      The word advancement means“The chronicled improvement of a natural gathering (as a race or animal varieties) (Webster’s word reference). The starting point of the hypothesis of development started with the French naturalist named Lamarck. This occurred in around 1809. He said that the more an creature utilized its body parts the more grounded they got. He likewise said that the less a creature utilized its body parts the littler or more fragile it became. He imagined that these qualities got genetic. Later researcher negated this hypothesis when more was found out progressively about qualities and how they work.  â â â â 50 years after the fact Darwin thought of a hypothesis that most researcher trust it right up 'til the present time. this is known as the hypothesis of advancement. His book was called “The Origin of Specie.'; Alfred R. Wallace, came out with a hypothesis that was practically indistinguishable from Darwin’s hypothesis. Darwin’s hypothesis was significantly more created and better known. For instance Darwin pointed out that ranchers would take certain characteristics from two distinct plants also, combine them and it would deliver the ideal plant. He accepted this occurred in nature additionally and he called it “the endurance of the fittest'; or “natural determination.';      There are a variety of creation stories and they are the equivalent in that since however they are on the whole unique. The creation stories start at the start of the world.      The creation legend I’ve picked to wright about depends on what local Americans accept. Here is a statement from boss Weneinock of Yakima “God made the Indian nation and it resembled he spread out a large cover. He put the Indians on it . . . what's more, that was the time the stream begun to run. At that point god made fish in the waterway and put deer in the mountains . . . at that point the maker gave us Indian life; we strolled and as soon as we saw the game and the fish we realized they were made for us. We developed and duplicated as a people.'; (Taylor Ph.D.)      Another creation story is from the Iroquoian folklore. They thought sky ladies brought forth twins. Their names were Iouskeha what's more, Tawiscaron. Iouskeha was the acceptable disapproved of twin, he was conceived typical and he made plants, creatures, fowls and humanity.

Validity of Brain Scanning Images to Study Human Behaviour

Legitimacy of Brain Scanning Images to Study Human Behavior The investigation of mental wonder has moved to concentrate more on cerebrum action. Basically assess the legitimacy of utilizing cerebrum filtering pictures to examine human conduct Social neuroscience is a term essentially created in the mid twentieth century and alludes to the mind forms and physiological capacities that produce human conduct (Robinson et al, 2005). Pioneers of physiological brain science, for example, Karl Lashley (1950) carefully delivered mind sores in rodents to watch learning and memory modifications, which brought about numerous different analysts mapping the pieces of the cerebrum in question, and relating it to human conduct. This human conduct, characterized as the activities and reactions people depict (Holt et al, 2012), is broadly seen in human cerebrum movement today, and can be observed utilizing mind checking pictures. Some examining pictures work by checking the electrical conduction of axons to various areas of the mind, glucose and oxygen levels in the cerebrum and blood stream, while others envision the mind structure utilizing tissue thickness, and all can be utilized to pinpoint explicit social reactions (Jezzard, Matthews Smith, 2001). These imaging strategies present procedures that can't be seen by the natural eye and can recognize what parts of the cerebrum are at their generally dynamic during various incitements (bremner, 2005). The expansion of cerebrum filtering pictures makes it one of the most prevalently utilized neuropsychological instruments in the field of natural brain science, and has likewise enthused the creation and advancement of new territories of brain science, for example, subjective neuroscience. However there is still discussion with respect to how effective cerebrum checking pictures are at finding and deciding distinctive human practices. This paper will portray various kinds of cerebrum checking pictures, their utilizations comparable to human conduct, banter how fruitful or ineffective these utilizations are and ideally set up a course to the eventual fate of these neuropsychological devices. The cerebrum is an exceptionally unpredictable and dynamic organ, utilizing around 25% of the human body oxygen and 70% of its got glucose (Simon, 2007). Because of this multifaceted nature and high metabolic rate neuropsychologists need to build up why the mind utilizes so much vitality and where it is devoured during various conduct occasions. Initially, single-cell chronicles were the most prevalently utilized kind of mind examining pictures, pinpointing explicit neuronal systems utilized when handling upgrades corresponding to conduct (Holt et al, 2012). For instance Electroencephalograph (EEG) can help recognize whether an ADHD victim has a distracted or hyperactive subtype by observing diverse cerebrum frequencies (Pedersen, 2013). Clark, Barry, McCarthy and Selikowitz (1998) checked youngsters in different settings. They were matured 8-12 years and endured with ADHD. Utilizing EEG gauges, the scientists found that the youngsters had generously more significant levels of theta waves contrasted with the benchmark group. Moreover, the youngsters with a preoccupied kind of ADHD mind waves were nearer identified with the benchmark group then that of the hyperactive subtype. This shows how EEG measures are a fruitful non-intrusive cerebrum examining strategy, that can be utilized in numerous conditions and uncovers how basic mind checking pictures can be utilized to decide distinctive human practices. Anyway EEG measures can be fairly vague and need complex information examination to help interpret the readings. Besides, building up the measure of cerebrum expresses an EEG perusing can distinguish would expand the procedures legitimacy (Schlã ¶gl, Slater Pfurtscheller, 2002). SOMETHING TO LINK Static imaging strategies, for example, Computed tomography (CT) or Computerized pivotal tomography (CAT) are utilized to introduce a visual structure of the cerebrum and can be helpful in recognizing crumbling or injury of the mind (Demitri, 2007). They work by utilizing X-beam innovation to take pictures of areas of the cerebrum, layering the minds inside from different edges. They are multiple times more precise than typical X-beams and can be utilized on other real organs (CT filter, 2013). This non-intrusive strategy can be utilized to distinguish mind irregularities in anomalous human conduct, for example, schizophrenia and bipolar issue. Pearlson, Garbacz, Moberg, Ahn, and Depaulo (1985) utilized CAT filters so as to set up a huge sidelong ventricular growth in patients with schizophrenia or bipolar issue contrasted with a benchmark group. Furthermore, Bigler, Hubler, Cullum, and Turkheimer (1985) utilized CAT sweeps to watch changes in the cerebrum structure of those patients with alzheimers illness and those without. Results depicted a scholarly decrease and memory hindrance for Alzheimer illness victims. Utilizing these sorts of static cerebrum imaging procedures can help set up a physical determent for human conduct corresponding to mind action and can likewise give clinical legitimacy to the method since it is utilized on the mind as well as on different organs (Quiroz et al, 2005). Wedding and Gudeman (1980) even recommend that CT examining will be a ‘invaluable’ instrument in the mapping of the usefulness of the cerebrum. Anyway there are disservices with utilizing static mind imaging, for example, the expense of method, the danger of radiation introduction and the moderately poor detail the output produces (Gould, Cummings, Rabuzzi, Reed Chung, 1977). As far as recognizing human conduct, static cerebrum pictures can just give a physical perspective on mind variations from the norm so it isn't in every case clear what is really answer able for conduct. Rather, dynamic cerebrum examining pictures can be utilized to research what is happening inside in the mind when people experience conduct. Positron-outflow tomography (PET) checks utilize intrusive procedures to gauge cerebrum movement, for example, digestion, blood stream and synapse action (Holt et al, 2012). A radioactive part is embedded into the blood and because of the rotting idea of this segment; it is conceivable to utilize an indicator to see where the mind is utilizing the most vitality (Brain checking pictures, 2014). For instance Mayberg et al (1999) utilized PET outputs to screen animated sentiments of misery in discouraged patients contrasted with recuperated patients. They found that one explicit zone of the mind had expanded blood stream in discouraged patients contrasted with another territory that had expanded blood stream with the recuperated patients. They proceed to recommend these kinds of discoveries are huge for the utilization of clinical medications for s uch disarranges, in light of the fact that the PET output could recognize a particular cerebrum district ‘responsible’ for the trouble felt in discouragement. Moreover, Jones (2010) portrays the work completed by Dr Ned.H Kalin utilizing PET outputs on Anxious Temperament (AT) rhesus monkeys. The focal core area of the amygdala depicted expanded blood stream, recommending an expansion in feeling and dread of these sorts of monkeys. PET sweeps can be exceptionally valuable in recognizing whereabouts in the mind the most vitality is being utilized while showing certain practices. In any case, Lubezky et al (2007) likewise found that PET examining can have obstruction when utilized on patients additionally having treatment for chemotherapy, which recommends PET outputs are not generally a fruitful apparatus in clinical research. This kind of filtering can be very tedious and the goals of the cerebrum structure isn't as high contrasted with other mind checking procedures, w hich implies the practical data recovered from these outputs can't generally be gotten to (Positron Emission Tomography, 2013). This implies building up a reason for human conduct is increasingly troublesome and not as brief, so PET outputs may not be the best decision while exploring human conduct. Attractive reverberation imaging (MRI) is utilized to make away from photos of the cerebrum structure, a ton like CT and CAT filters. At times a color is infused into the vein to help differentiate the image and pictures are around 1/10 the size of a CT examine (Rosen, 2007). In any case, as of late MRI progressing has brought about Functional Magnetic Resonance Imaging (fMRI) that can deliver dynamic pictures of blood stream in the cerebrum immediately (Holt et al, 2014). This has had a colossal effect in the neuropsychological field of setting up what parts of the mind respond to various practices as it has permitted specialists to introduce boosts and watch the outcomes from the upgrades close to it happening (Jezzard, Matthews Smith, 2001). An abundance of research has been completed to examine this, for instance Eisenberger, Lieberman and Williams (2003) utilized fMRI outputs to explore whether members responded to mental torment similarly as physical torment. Utilizing a social avoidance task they found a critical connection between parts of the mind initiated during physical torment, corresponding to passionate agony. Mastena, Morellib and Eisenbergerb (2011) researched the impacts on cerebrum action of members feeling sympathy towards an avoided casualty, and found that members with increasingly sympathetic character qualities had more elevated levels of enactment in metalizing areas and social agony related districts of their mind. This thusly driven them to complete all the more master social conduct towards the casualty of prohibition. Horn, Dolan, Elliott, Deakin and Woodruff (2003) likewise investigated impulsivity comparable to animosity, self destruction and fierce conduct. Utilizing fMRI filters they found that members who had more prominent scores on impulsivity scales had higher actuation of paralimbic regions in the cerebrum during reaction restraint. Members with lower scores on impulsivity subsequently had lower enactment levels in this spe cific piece of the mind. It is obvious to perceive how effective fMRI outputs can be at figuring out what parts of the cerebrum are influenced by various human practices because of the brisk and point by point goals of the sca

The Lewis and Clark Expedition: Sacagawea Essay -- Clark and Lewis ex

â€Å"Everything I do is for my people† (Quotes From Sacagawea). This carefree naturalist that got a kick out of the chance to help other people was far even more a saint then she gives off an impression of being. Sacagawea, or likewise alluded to as Sacagawea with a â€Å"g† or Sacakawea with a â€Å"k†, is known for her history in the Lewis and Clark expedition.(Sacajawea) She was conceived in Lemhi Mountains, which is presently called Idaho, in 1788. She was the girl of the Chief of the Indian Tribe, Shoshone. At the point when she was 12 years of age in 1800, she was seized by the Hidasta Indian Tribe and taken to North Dakota. The Hidasta Indians likewise took a few others alongside her, and assaulted her Tribe from their stuff, murdering a couple of individuals. A year after her appearance she was purchased or bet by a French-Canadian hide trapper, Toussaint Charbonneau, he made her his better half alongside the entirety of his other â€Å"wives†. At the point when she was 16, in 1804, she had gotten pregnant. At that point Lewis and Clark were setting up camp for the winter in Fort Mandan and had employed her better half as an interpreter. They later discovered that Sacagawea spoke Shoshone and Hidasta, so they at that point requested that her go along with them, and she readily acknowledged. â€Å"The soil as you leave the statures of the mountains turns out to be continuously increasingly fruitful. the land through which we spent tonight is of a fantastic quality tho extremely broken, it is a dull dark soil† (cites Lewis as he goes through Idaho Country.) Sacagawea had her initially conceived kid, a kid, name Jean Baptiste Charbonneau in February 1805, who went with her on her excursions. Clark was partial to her new child kid so he nicknamed him â€Å"Pomp† or â€Å"Pompey†, which means â€Å"First Born†. (Sacagawea Lesson) In the spring of 1805 the Lewis and Clark endeavor chooses to take off. Yet, on there way an abrupt tempest approaches and n... ...rson of Cameahwait she perceived her sibling: She quickly hopped up, and ran and grasped him, tossing over him her cover and sobbing plentifully: The boss was himself moved, however not in a similar degree. After some discussion between them she continued her seat, and endeavored to decipher for us, yet her new circumstance appeared to overwhelm her, and she was habitually hindered by her tears (Lewis and Clark). Works Cited http://www.sparknotes.com/life story/sacagawea/timeline.html http://www.sacagawea.com http://www.mathcs.bethel.edu/~gossett/DiscreteMathWithProof/sacagawea/quotes.html http://wikianswers.com/Q/Quotes_from_sacajawea http://www.nrcs.usda.gov/FEATURE/lewisandclark/quotes.html http://www.elcivics.com/sacajawea.html http://www/lewis-and-clark-expedition.com/Sacagawea.aspx http://www.sparknotes.com/life story/sacajawea/section1.rhtml

Types of Persuasive Essay Topics

Types of Persuasive Essay TopicsWhen you want to get a high grade for your test or when you want to get better grades for the class, you need to know about different types of persuasive essay topics. The most common of these are the ones that are useful in college or other post-secondary institutions. These essay topics also come in the form of questions, and they will all of them try to convince your audience. By knowing this kind of topics, you can easily improve your grades.This is one of the easiest types of topics to use because it is simple and easy to read. What you will have to do is find a good college textbook or a good textbook for general studies, and get them to read and learn about the topic. From there, you will have to write a persuasive essay. You have to find out what they are willing to accept as being true, and you can use the subject in your essay.People like to hear and find persuasive essay topics that are even-handed, and do not argue on either side. Because o f this, it is important to make sure that your topic will also benefit both parties. If you can do this, you can ask them for opinions you can take advantage of when writing.What you should do when writing persuasive essay topics is to make sure that you both agree on the topic. The best way to do this is to ask them for an opinion or two. And when you give them opinions, make sure that you allow them to say whatever they want.If you can have a number of people give you their opinions, it is still possible for you to come up with persuasive essay topics. Of course, you should first have a topic that is short. A great idea is to write a topic that makes the reader go back to the start of the book and look for something else to read.Although you can have more than one opinion on a persuasive essay topics, it is still good to have more than one opinion. When you are looking for opinions, you have to make sure that you include those that you both agree on. Although it is always better i f you have an idea in mind, that does not mean that you should write something that has not been discussed before.Remember that if you are going to get everyone's opinion, make sure that you give them the opportunity to speak on the topic. This is important so that they can express their views on the topic. After all, you want them to like your topic because they have gotten a chance to give their opinion.

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Effects Of The Industrial Revolution On Children Essay

Throughout the Industrial Revolution, children were used as workers in the factories. They were put through harsh working conditions and dangerous situations. Many times children working would be hurt because they did the dangerous jobs adults could not do. . They were small enough to fit is tight places, and had small hands that could work in the machines; most of these places adults cannot fit. In addition to this, they were payed very little because they were just children. So, overall they were treated as subhuman and â€Å"used† as workers, instead of being fairly treated as a child. These children never got to live their childhood, but went straight to work. In order to document these harsh conditions and try to bring about reform, Lewis Hine photographed children in the mills. He displayed their harsh working conditions to all people to show that children are not living their childhood. In this paper, I will discuss two photographs that Hine took, each of which were taken during the Industrial Revolution and shortly after. They had the initial purpose of reform, but after much circulation and viewing, became an icon to child labor. These images were seen so much that they lost their ability to strike huge change in the people of America, and because a common image to see. However, these images still brought reform even though they caused desensitization in people. This paper will evaluate two pictures and argue three theories of Sontag. These three consistShow MoreRelatedPositive and Negative Effects of Industrial Revolution Essay1043 Words   |  5 PagesPositive and Negative Effects of Industrial Revolution The Industrial Revolution began in England in the late 1700’s. The Industrial Revolution was a time of new inventions, products, and methods of work. The results of the Industrial Revolution led to many short and long-term positive and negative effects. 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Ac Computer Shop free essay sample

Chapter 1 Project Summary Introduction Computer shop business is one of the most in demand businesses here in Bulacan. Nowadays, internet cafes are really in demand because of the fast changing technology that the people embraced just like here in the Philippines. Some have their own laptops and bring it to coffee shops so that they could relax and at the same time prepare their assignments and paper works. The people today are very busy and would want to do their jobs in a beautiful and innovative environment that could satisfy their needs and lessen their stress due to busy schedule. Name of the Firm The proposed name of the firm is â€Å"AC COMPUTER SHOP†. The owner will register the firm with the Department of Trade and Industry (DTI) and Local Government Unit (LGU) concerned. The firm will be registered as single proprietorship. The business is about computer shop. Location The business will be renting a space along Hi-way near to Government Office, and schools. We will write a custom essay sample on Ac Computer Shop or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The target consumers are students, teachers, office workers, and nearby neighborhood especially those people whose relatives or loved ones are abroad. The two hundred (200) meter radius requirements as provided in the existing zoning code and other applicable rules and regulations wherein computer shops and other similar establishments and places of amusements should be put up or constructed at least two hundred (200) meters away from the church, schools, hospitals and other government offices shall be strictly complied with. Long Range Objectives of the Project The AC Computer Shop looks forward to be the most competitive shop in Bocaue and nearby towns of Bulacan. The proponent dreams of making profit and staying long in the business. For operating and establishing â€Å"AC COMPUTER SHOP†, I am having some objectives. 1. To earn profit at less investments. 2. To satisfy our customers providing best quality service at effective price. 3. Providing the service at low cost by providing the best quality at affordable price. 4. To know a fair return on the capital invested by the owner. Feasibility Criteria The following are the most important criteria by which almost every subject is being measured: 1. Raising Funds or Capital – this is the number one need of a business man in putting up a business. Whether he will produce the money by his own pocket or he will have a business loan in a bank. 2. Recognize profit from the business – the main reason of a person for going into business is profit. People tend to enter into this kind of business because of their expectation to earn money or have an income. 3. It helps the economic growth of the area – this company will give a job opportunity to the resident of bulacan. 4. Enhance the availability of the company – the company will become stable if it has the ability to compete to his competitor and ability to continue operations yet there is expected risks in a business. Market Strategies To penetrate the target market, different marketing strategies and promotions will be considered. Leaflets will be distributed and handed out to various business establishments, offices, schools, bus and jeepney stations, friends, and relatives. Games and services offered will be displayed on the store window. I will offer promo’s to attract the consumer like cheaper rate for computer rental, and membership card. I will put a tarpaulin on the place itself where my shop is standing, promoting the opening of my computer shop also one month before the opening. To let the people know that there will be a new Computer Shop on the vicinity. Lastly, I will keep developing my skills by attending seminars to improve my knowledge and to be updated in this business. Chapter 2 Market Study As the popularity of the Internet continues to grow at an exponential rate, easy and affordable access is quickly becoming a necessity of life. â€Å"AC Computer Shop† provides communities with the ability to access the Internet and share Internet experiences in a comfortable environment. People of all ages and backgrounds will come to enjoy the unique, up to date, and innovative environment that â€Å"AC Computer Shop† provides. Service Description AC Computer Shop will provide its customers with full access to the Internet and common computer software and hardware. Some of the Internet and computing services available to AC Computer Shop are listed below: †¢ Surf the web at warp speed! †¢ Chat online using Instant Messenger, Yahoo, IRC or Pal Talk. †¢ Have a video conference with a business associate, family member or friend. †¢ Experience hot Internet games like World of Warcraft, Warcraft III, Counter-Strike, Battle Realms and Dance Audition and autojam (3Mbps downstream and upstream) with outrageous ping times. Hook up your laptop to our Internet connection via Ethernet cable. You can even send a print job from your laptop to our network color laser printer. †¢ Rent AC Computer Shop for your late-night or all-night gaming party. †¢ Send and receive email using your home or business account, or set up a free email account using Yahoo, Hotmail or any other web-based service. à ¢â‚¬ ¢ Create your own greeting cards, flyers, school reports or presentations using Print Shop, Microsoft PowerPoint or Microsoft Publisher and print them in color. Download shareware programs in the blink of an eye and copy them to a CD or Zip Disk. †¢ Scan a picture using one of our self-service photo scanners and send via email. †¢ Plan your next vacation or print out driving directions. †¢ Listen to music clips and watch videos from your favorite performers with iTunes, Yahoo Music or RealVideo/RealAudio. †¢ Type resumes, letters and term papers with Microsoft Word. †¢ Send and receive faxes on AC Computer Shop’s color fax machine. †¢ Find that dream job using CareerBuilder or Monster Jobs. Check out continuously updated news, sports highlights, weather, and stock quotes. †¢ Enjoy quiet online board games from Yahoo. You can even join a Yahoo league! †¢ AC Computer Shop will also accept computer repair. Youll appreciate surfing and gaming at AC Computer Shop. It has super-fast Internet connection; youll be visiting all your favorite sites in record time. Multi-player gaming is quicker and more exciting when you and your friends are able to do battle with no lag and plenty of bonding for everyone. My friendly staff is ready to help with your computer needs. Guidelines of Business †¢ All malicious sites are blocked. †¢ We’re not allowing inserting flash drive or any storage device without the consent of the shop staff. †¢ Eating and drinking in the gaming and typing area is not allowed, they are only allow to eat and drink in the waiting area. †¢ One person for one unit to maintain orderliness. Ambiance †¢ Not too dark and bright because we want the shop more encouraging to work and play. †¢ Our computer tables have a board between users for privacy purposes. †¢ All furniture are fully furnished and labor included. Price Study It is one of the considerations of the customer that enhance them to rent computers. If the price is lower they will rent. The following services are: Amount Internet/GamesPhp. 15. 00 / hour Printing black white(short) 4. 00 (Long) 5. 00 Colored (logo size) 8. 00 Photocopying (short) 0. 75 (Long) 1. 00 Scanning 10. 00 CD burning (max. of 17 songs) 35. 00 Other services: Pay phone (for every 3 min. ) 5. 00 Computer Repair (labor) 250. 00 Factors Affecting the Market Factors that I consider while putting up my own Computer Shop: †¢ Location – picking a good spot is an advantage for me. †¢ Competition – most business – minded people think of competition as a race to charge the lower prices in order to win the customers. †¢ Software Licensing – it’s really important to have an original operating system, because pirated OS can eventually damage the system. †¢ Expected ROI – investing money in a business is a risk in my case the well tabulated if financial statement is my major concern. Internet Connection The major cost of a computer shop is the internet connection. For providing better service, the proposed project will use a high band width connection for better speed as the project is going on to provide service of video chat. It is recommended that the internet connection should be taken from the best internet service provider. Recommended Connection If the project is set up in area, where DSL Internet connection is available, it is recommended to use DSL Internet connection instead of any other Internet connection. This will improve the speed of internet, which will improve the performance of video chat and will also reduce the telephone expense. Marketing Program AC Computer Shop has three main strategies. The first strategy focuses on attracting novice Internet users, by providing a novice friendly environment, AC Computer Shop hopes to educate and train a loyal customer base. The second, and most important, strategy focuses on pulling in power Internet users. Power Internet users are extremely familiar with the Internet and its offerings. This group of customers serves an important function at AC Computer Shop. Power users have knowledge and web-browsing experience that novice Internet users find attractive and exciting. The third strategy focuses on building a social environment for AC Computer Shop customers. A social environment, that provides entertainment, will serve to attract customers that wouldnt normally think about using the Internet. Once on location at AC Computer Shop, these customers that came for the more standard entertainment offerings will realize the potential entertainment value the Internet can provide. Attract Power Internet Users AC Computer Shop’s second strategy will be focused on attracting power Internet users. Power Internet users provide an important function. AC Computer Shop plans on attracting this type of customer by: †¢ Providing the latest in computing technology. †¢ Providing scanning and printing services. †¢ Providing access to powerful software applications The large student and nearby neighborhood population will become an important part of the AC Computer Shop customer base. The student population continues to grow with the success of the educational institutes. Access to the internet, entertainment, and the upscale ambiance will attract the students. Business community is growing rapidly with the addition of new companies day by day. AC Computer Shop will provide an opportunity to local and traveling professionals to check their e-mails communications; this will be an attracting entity for the middle income group and for the residents of Bocaue as they do not have access to the internet at their living places. Market Growth The market for the services AC Computer Shop will offer is growing rapidly. The computer shop hasnt come to this area yet, but similar services are growing rapidly on a global scale. Large cities that cater to large numbers of traveling business people have been saturated with businesses offering the services AC Computer Shop will offer. Business people use the Internet services to catch up on email and communications with their family. My area supports a population that has many of the same needs and interests of this larger group. The student population continues to grow as the University grows in popularity with high-school graduates from out of state. These students tend to have money and an interest in up-scale social centers. AC Computer Shop will target these groups with the use of fliers and tarpaulin. SWOT Analysis The SWOT analysis provides us with an opportunity to examine the internal strengths and weaknesses AC Computer Shop must address. It also allows us to examine the opportunities presented to AC Computer Shop as well as potential threats. AC Computer Shop has a useful inventory of strengths that will help it succeed. These strengths include: a knowledgeable and friendly staff, modern computer hardware, and a clear vision of the market need. Strengths are valuable, but it is also important to realize the weaknesses AC Computer Shop must address. These weaknesses include: a dependence on quickly changing technology and the cost factor associated with keeping modern computer hardware. AC Computer Shop’s strengths will help it capitalize on rising opportunities. These opportunities include, but are not limited to, a growing population of daily Internet users, and the growing social bonds fostered by the new Internet communities. Threats that AC Computer Shop should be aware of include, the rapidly falling cost of Internet access, and rising local competitors. Strengths 1. Knowledgeable and friendly staff – I’ve gone to great lengths at AC Computer Shop to find people with a passion for teaching and sharing their Internet experiences. My staff is both knowledgeable and eager to please. 2. Modern equipment – Part of the AC Computer Shop experience includes access to modern computer equipment. My customers enjoy beautiful and convenient units’ displays, fast machines, and high-quality printers. 3. Up-scale ambiance – When you walk into AC Computer Shop or even sit at my waiting area, youll feel the technology. Great sound background, nice lighting that sets the mood and the whole area was clean. 4. Clear the vision of the market need – AC Computer Shop knows what it takes to build an upscale computer shop. I and my staff know the customers, the technology, and how to build the service that will bring the two together. Weaknesses 1. A dependence on quickly changing technology – AC Computer Shop is a place for people to experience the technology of the Internet. The technology that is the Internet changes rapidly. Product lifecycles are measured in weeks, not months. AC Computer Shop needs to keep up with the technology because a lot of the AC Computer Shop experience is technology. 2. Cost factor associated with keeping state-of-the-art hardware – Keeping up with the technology of the Internet is an expensive undertaking. AC Computer Shop needs to balance technology needs with the other needs of the business. One aspect of the business cant be sacrificed for the other. Opportunities 1. Growing population of daily Internet users – The importance of the Internet almost equals that of the telephone. As the population of daily Internet users increases, so will the need for the services AC Computer Shop offers. 2. Social bonds fostered by the new Internet communities – The Internet is bringing people from across the world together unlike any other communication medium. AC Computer Shop will capitalize on this social trend by providing a place for smaller and local Internet communities to meet in person. AC Computer Shop will grow some of these communities on its own by establishing chat areas and community programs. These programs will be designed to build customer loyalty Threats 1. Rapidly falling cost of Internet access – The cost of access to the Internet for home users is dropping rapidly. Internet access may become so cheap and affordable that nobody will be willing to pay for access to it. AC Computer Shop is aware of this threat and will closely monitor pricing. . Rising local competitors – Currently, AC Computer Shop is enjoying a first-mover advantage in the local computer shop market. However, additional competitors are on the horizon, and I need to be prepared for their entry into the market. Many of my programs will be designed to build customer loyalty, and it is my hope that my quality service and up-scale ambiance wonà ¢â‚¬â„¢t be easily duplicated. Market Needs As the popularity of internet continues to grow at an exponential rate, easy and affordable access is quickly becoming a necessity of life. Public wants access to the methods of communication and volumes of information now available on the internet, and access at a cost they can afford and in such a way that they are not socially, economically, and politically isolated. Market Trends More than ninety percent of my customers are youngsters and their only objective to get to these is to get enjoyment. Marketing Strategies I create some advertising strategies like I will print a thousand of fliers printed with the total cost of Php. 908. 00 (500 pieces on small fliers that cost Php. 220. 0, while the second fliers are also 500 pieces with the cost of Php. 687. 50), a month before the opening me and my staff will distribute the fliers. I will also put tarpaulin on the place itself where my shop is standing a month before the opening. It will promote the services offered and also the opening of my Computer Shop. To let the people know that there will be a new Computer Shop on the vicinity. The tarpaulin size is 64† x 10 0†and amounting Php. 497. 75. Management Strategies Maintain a focus on quality products with bottom-line growth through cost reduction and optimal performance. I also focus on technology and innovation to make sure our employees skills are up to standard with today’s mode of production. Demand Demand in Internet Services for the last five years: Table 1. 1 |Year |Quantity Demand (in peso) | |2004 |38,720 | |2005 |70,400 | |2006 |82,800 | |2007 |112,250 | |2008 |175,110 | Figure 1. 1 As you can see there is 8. 08 percent of demand in internet service in year 2004 and increase of 6. 6 percent on the next year. In 2006 there is 17. 28 percent of demand in internet service and increase of 6. 14 percent in year 2007 and in the year 2008 there’s a demand of 36. 54 percent in internet services. I will use the â€Å"Arithmetic Straight Line† method in projecting the demand for the next five years. Yc = a + Yi 1Yc = initial value Yn = final value Yi – 1 = value for past years where: a = Yn – Yc N-1 Computation: a = 175,110 – 38,720 = 34,098 5 – 1 2009 = 34,098 + 175,110 = Php. 209,208. 00 2010 = 34,098 + 209,208 = Php. 243,306. 00 2011 = 34,098 + 243,360 = Php. 277,404. 00 2012 = 34,098 + 277,404 = Php. 311,502. 00 013 = 34,098 + 311,502 = Php. 345,600. 00 Projected Demand for five years: Table 1. 2Figure 1. 2 |Year |Quantity Demand (in peso) | |2009 |209,208 | |2010 |243,306 | |2011 |277,404 | |2012 |311,502 | |2013 |345,600 | Supply Supply in the Internet Services for the last five years: Table 2. 1Figure 2. 1 |Year |Quantity Supply (in peso) | |2004 | 21,120 | |2005 |35,200 | 2006 |41,400 | |2007 |51,800 | |2008 |107,770 | As you can see there is 8. 21 percent of supply in internet service in year 2004 and increase of 5. 47 percent on the next year. In 2006 there is 16. 09 percent of supply in internet service and increase of 5. 05 percent in year 2007 and in the year 2008 there’s a supply of 41. 87 percent in internet services. I will use the â€Å"Arithmetic Straight Line† method in projecting the supply for the next five years. Yc = a + Yi 1Yc = initial value Yn = final value Yi – 1 = value for past years where: a = Yn – Yc N-1 Computation: a = 107,770 – 21,120 = 21,663 5 – 1 2009 = 21,663 + 107,770= Php. 129,433. 00 2010 = 21,663 +129,433 = Php. 151,096. 00 2011 = 21,663 + 151,096= Php. 172,759. 00 2012 = 21,663 + 172,759= Php. 194,422. 00 2013 = 21,663 + 194,422= Php. 216,085. 00 Projected Supply for five years: Table 2. 2Figure 2. 2 |Year |Quantity Supplied (in peso) | |2009 |129,433 | |2010 |151,096 | |2011 |172,759 | |2012 |194,422 | 2013 |216,085 | Demand and Supply Analysis The table and figure below will shows the projected demand and supply of AC Computer Shop for the next five years in percentage. Table 3 |Year |Percentage of Quantity |Percentage of Quantity | | |Demand |Supplied | |2009 |15. 08 |14. 98 | |2010 |17. 54 |17. 49 | |2011 |20 |20 | |2012 |22. 46 |22. 51 | |2013 |24. 92 |25. 2 | |   |100% |100% | Figure 3 The figure 3 shows the projected demand and supply of AC Computer Shop for the next five years. In y ear 2009 there is a 15. 08% of demand on internet services, that’s why AC Computer Shop needs a 14. 98% to supply the demand. In 2010 there is 17. 54% in demand and 17. 49% in supply, while in 2011 it has a 20% both in demand and in supply. And in 2012 there is 22. 46% in demand and 22. 51% in supply. For the fifth year 2013 it has a 24. 92% in demand and 25. 02% of supply. In totality, every year AC Computer Shop will increase of 2. 6% in demand and 2. 51% in supply. Chapter 3 Technical Feasibility In this chapter, I will discuss the product, the manufacturing process of my business including the plant size and production schedule. I will also discuss the machinery and equipment and also the other computer application that I will use in the business. In order for me to lessen my expenses, I purchase equipment in packages. I focus much in the hardware and software. I research on how much the hardware and software will cost me, through net surfing. The Services The following s ervices of AC Computer Shop are listed below: Gaming †¢ Typing †¢ Searching the net †¢ Printing/ Photo copying/Fax/Scanning †¢ Down loads †¢ Cd – burning †¢ Computer Repair For gaming I will install popular online games like Warcraft, Counter strike, Battle Realms, Dance Audition, and Autojam. In typing I will install original Operating System of MS Office Professional 2007 like MS Word, Excel, Power point, Access, Desktop Publishing. I will have printer, Scanner, Photocopier, and Fax Machine for the Printing, Photo copying, and faxing. AC Computer Shop will also offer other services like DVD/CD burning, Pay phone, and Computer Repair. Manufacturing Process This is the AC Computer Shop’s manufacturing process. The â€Å"AC Computer Shop† will provide the product and services to the customers, and then the customer will give income or profit to AC Computer Shop in return. The income or profit that the customer gave in return will used to provide the product and services. Plant Size and Production Schedule The â€Å"AC Computer Shop† will operate seven days a week. AC Computer Shop opens at 8:00 am ahead to the other competitors. This will lead my shop of being known. My goal is to give the needs of the students and others in early manner of time. AC Computer Shop’s Time Schedule | |Opening | |Closing |Operating hours | |Monday |8:00 AM | |11:00 PM |15 | |Tuesday |8:00 AM | |11:00 PM |15 | |Wednesday |8:00 AM | |11:00 PM |15 | |Thursday |8:00 AM | |11:00 PM |15 | |Friday |8:00 AM | |11:00 PM |15 | |Saturday |8:00 AM | |11:00 PM |15 |Sunday |8:00 AM | |11:00 PM |15 | |Total Operating Hours per week |105 | Machinery and Equipment The proposed project is going to be of 10 units of computer systems and the details of the equipment required for the project is given below: |List of Hardware: |Brand name |Description |Amount | |Package PC’s |Pentium 4 |10 units of PC w/ Complete |Php. 5,500. 00 | | | |accessories | | |Printer |Samsung SCX-4200 | 3-in-1; Laser Printer, Scanner, |4,999. 00 | | | |Copier | | |Fax Machine |Panasonic KX-FT933 |Fax Machine with Automatic Paper |5,790. 0 | | | |Cutter | | |Modem DSL |Smart Bro | |999. 00 | |Computer Application Software: | | | | |OS MS Office 2007 | | |4,999. 0 | |Anti-virus a nd Anti spy ware | | |7,200. 00 | |Game Software: | | | | |Warcraft (dota) | | |1,450. 00 | |Counter Strike | | |350. 00 | |Battle Realms | | |720. 0 | |Dance Audition | | |1,968. 00 | |Autojam | | |1,968. 00 | |Total Machinery and Equipment Cost | | |Php. 45,943. 00 | Furniture and Fixtures The project is based on Pentium-4 computer systems. Second hand systems are also available in the market at much lower prices. The reason for using the latest system is the new software coming in the market that requires more powerful systems which will provide better service to the customer. The price of computer systems varies with the introduction of new technology in the market. |Description |Quantity |Unit Price |Total Price | |Computer Cabinet |10 |250 |Php. 2,500. 00 | |Table for waiting area |1 |400 |400. 0 | |Air Conditioner |1 |6,500 |6,500. 00 | |Mono block chair |10 |230. 5 |2,305. 00 | |office chair for server |1 |745. 75 |745. 75 | |Cabinet for the supplies |1 |950 |950. 00 | |Pad Lock |2 |750 |1,500. 0 | |Total Furniture and Fixtures Cost | | |Php. 14,900. 75 | Plant Location Plant Layout â€Å"AC Computer Shop† Building and Facilities | Description |Amount | |Rent ( 2,500*12) |Php. 30000. 00 | |Construction of the Shop |3,000. 00 | |Total Building and facility Cost |Php. 33,000. 00 | Raw Materials and Supplies The material needed for the operation of the business: |Description |Price | | |Bond Paper |Php 150. 00 |(500pcs. /rim) | |CD w/ Case |13. 00 |/set | |Ball pen |48. 00 |/box (12pcs) | |Stapler |100. 0 | | |Staple wire |30. 00 | | |HP 96 Black Ink |800. 00 | | |HP 97 Tri-Color |850. 00 | | |Record Book |25. 00 | | |Fire Extinguisher 10 lbs. |3,950. 0 | | |Total Raw Materials and Supplies Cost |Php 5,966. 00 | | Utilities |Description |Monthly Cost |Total Amount (year) | |Electricity |Php. 5,000. 00 |Php. 60,000. 00 | |Water |117. 50 |1,410. 00 | |Total Utility Cost | |Php. 61,410. 0 | Waste Disposal AC Computer Shop can manage the waste disposal properly, because every Monday, Wednesday, Friday and Sunday is the schedule in collecting all the garbage in barangay Poblacion, Bocaue. |Cleaning Materials |Price | | |Broom Dust Pan |Php. 105. 00 |– replace every 5 months | |Trash Can |100. 00 | | |Feather Dust |60. 0 |– 2pcs. Good for 3 months | |Mop |250. 00 |– replace every 5 months | |Powder Soap |60. 00 |– 6pcs. Good for 2 months | |Air Freshener |175. 00 |– replace every 2 months | |Total Waste Disposal Cost |Php. 750. 00 | | Legal Requirements ? Registration with BIR ( Bureau of Internal Revenue) ? Registration of Business Name with DTI (Department of Trade and Industry) ? Barangay Clearance and Business Permit ? Mayors Permit Legal Requirements Cost |Barangay Clearance |Php 150. 00 | |Mayor’s Permit |4,000. 00 | | Business Tax |950. 00 | | Business Plate |100. 00 | | Sanitary Permit |250. 0 | | Occupational Tax |400. 00. | | Inspection Fee |500. 00 | | Filing |100. 00 | | Processing |120. 00 | | Zoning |350. 00 | | Electrical Inspection |250. 00 | | Fire Inspection |350. 0 | |BIR |300. 00 | |DTI |5,750. 00 | |Total Legal Requirement Cost | Php 13,570. 00 | Production Cost The details of production cost for the project are given below: Labor Requirements Estimated Annual Cost for Salaries and Wages |Description |Monthly Salary |Annual Salary | |Manager |Php. ,000. 00 |Php. 96,000. 00 | |Employee |4,500. 00 |54,000. 00 | |Total Salaries and Wages Cost | |Php. 150,000. 00 | * Additional fee to my employee for computer repair (labor) Php 250. 00 Requirement on Hiring an Ap plicant Applicant must be 20 years old, residence of Bocaue †¦ †¢ Resume †¢ Two valid I. D. †¢ Birth Certificate (NSO) †¢ N. B. I Clearance †¢ SSS number †¢ Vocational Graduate (computer technician) †¢ Hardworking

The Crucible, by Arthur Miller Essay Example For Students

The Crucible, by Arthur Miller Essay Giles Corey, Rebecca Nurse, and John Proctor all have something in common which endanger them when the witch-hunt begins. The play, The Crucible, by Arthur Miller is a portrayal of the Salem witch trials. In the play there are three characters, Giles, Rebecca, and John all die at the end. These three people all have something in common which endangers them during the witch-hunt and later leads to their death. The one thing that these three people have in common is that they are all full of pride. One of these people is Giles Corey. In the play he is killed for two different things. We will write a custom essay on The Crucible, by Arthur Miller specifically for you for only $16.38 $13.9/page Order now One thing was that he would not give Danforth the name of the person who told him that Thomas Putnam was trying to get rid of the people in the town so that he could buy their land when they were gone. This is what originally got him arrested. Later they charged him as a witch and he would not answer his indictment. Because he didn? t answer his indictment they could not charge him with being a witch. Therefore, he saved his name and his pride. Another person who has the same thing in common with Giles is Rebecca. Throughout the play there are time where she shows the reader these qualities. When she is faced with something she will always follow her religion. Never will she go against her religion even if it means to save her life. An example from the book is when she is in court and in jail Hale is begging with her to confess. She will not confess and she is later hung. Because of her stubbornness or pride she lost her life. Another person is John proctor who also his pride gets in the way of his decision making. One reason, which goes along with most of the people, was that he did not confess in the court. Later in the story, however, he does decide to confess. He signs the papers and everything. He is fine with this until he finds out that the signed confession will be posted on the door of the church. When he finds this out he then rips up the paper and does not confess. He is also hung for this and all because he wanted to save his name. In The Crucible many people were falsely accused and murdered for no reason. These three people could have prevented their own death if it were not for their pride. All they had to do was confess and spend some time in jail and that would be it. Because they wanted to save their names and pride they all ended up killing themselves.

Free Essays on Getting The Products Out The Door

at the right time and your prospect goes for it. Your prospects say okay, and you have the good sense to stop talking.† (Johnson 07) These techniques can help you approach each customer differently to meet their buying patterns. For example, take a visual consumer, which can be picked out by the way they move their eyes wildly while you talk, to form a picture, can be persuaded to make a purchase be saying things like, â€Å" Let me show you, is this clear, and how do... Free Essays on Getting The Products Out The Door Free Essays on Getting The Products Out The Door Getting the Products Out the Door In America, it’s not enough to put your merchandise in a store and hope it sells. You have to get out there and find ways to make people want it. You have to make them feel they need it. In the next few pages I will be telling you a few techniques on how to make them come running for what you have to offer. Advertising, subliminal selling, persuasion, and humanizing your strategies will come in handy when dealing with customers. One way to get your products out is by using skills known as subliminal selling. Subliminal selling is defined as techniques that enable you to sell costumers your products and services without their thinking their being sold. Using subliminal selling helps you to identify and communicate with a persons thoughts, so they buy more quickly from you, and say â€Å"yes† to your offerings nearly every time. By using subliminal selling skills to help you identify your customers buying patterns and filling their needs, your amount of sales closed will go up to nearly 100%, because you are helping them buy what they want. â€Å"People buy from you when they trust you. To earn your prospect’s trust, you must know him as well as he knows himself. If you don’t know what your prospects unique mental map looks like, you may be selling by accident: You happen to say the right words at the right time and your prospect goes for it. Your prospects say okay, and you have the good sense to stop talking.† (Johnson 07) These techniques can help you approach each customer differently to meet their buying patterns. For example, take a visual consumer, which can be picked out by the way they move their eyes wildly while you talk, to form a picture, can be persuaded to make a purchase be saying things like, â€Å" Let me show you, is this clear, and how do...

Hospitality Company analysis Essay Example | Topics and Well Written Essays - 750 words

Hospitality Company analysis - Essay Example The company believes in personal dedication for the employees to achieve anything the employees dream of in the attainment of success. Stinking Rose has many branches in United States that use multi hotel reservation system. The company is known as the largest hotel with lodging and providing garlic stuffs. Stinking Rose has more than 4000 hotels and operates in more than 90 countries operating under Stinking Rose. The company operates under names like Beverly Hills. For example Beverly is located at California which offers famous garlicky signature dishes. If one spends a night at Beverly he or she will only pay $ 139 per night. Another example is Dracula Grotto which is known as the best for a medieval hideaway in this restaurant one will not feed in garlic, and the last Piazza & cafes which is known as the heart of stinking room and one is put under Italy, great people watching and a place for conversation. One of the strategic future directions of Stinking Rose Restaurant is to expand for example in Caribbean and other parts. Another future direction is to remain in the market as the largest hospitality company that provides wide range of brands that are unique and satisfy the customers in all corners of the world. The company was graded as high classic restaurant in San Francisco and was awarded a certificate of excellence in 2013 in terms of food, services, value and atmosphere. The restaurant price range is approximately $23 to $32 when one spends a night in the restaurant being served with garlic stuffs. The company aim is to make sure that it expands world wide and be the best with high quality services at affordable prices to meet all market segments. The board of directors in Stinking Rose Restaurant has the power to hire all qualified and ready to work employees and managers to supervise the company. This means the company will have the best result by attracting a lot of customers due to management. Stinking Rose

Marketing of TelePacific Communications Case Study

Marketing of TelePacific Communications - Case Study Example It is evidently clear from the discussion that financial strength is one of the prime constraints of TelePacific which restricted them to promote the company across the world. Therefore, e-marketing will be an effective promotional tool to develop awareness among the people of the world. Moreover, the award received in 2010 has enabled the company to increase its annual revenue by 13% each year. Managing customers efficiently is an important competency of an organization dealing in the service sector. Maintaining long-term relationships with the existing customers and developing unique strategies will enable the company to retain and to attract new clients. Involving customers in planning future strategies of the company will influence them in maintaining long-term relationships with the organization. Moreover, employee satisfaction is also an important factor which should be dealt sophistically. The employees are the core communicators who interact with the customers. Thus, job sati sfaction and continued training programs are essential for enhancing the relationship among the customers and the organization. Managing the Customer Relationship TelePacific is renowned for providing excellent services to its customers along with quality network coverage. In order to measure the performances of their employees the company has implemented various metrics which create accountability and visibility across the organization. The metrics are reviewed every week on an organizational level discussing relevant issues and developing customer experiences through their services. One of the core commitments of the company is to enhance the relationship with the existing customers and to introduce innovative products for attracting new customers. Thus, Customer Relationship Management (CRM) is an effective tool for maintaining long-term relationships with individual customers. The strategies of CRM help create new and shared value for individual customers that leads to building preferences for the organization ultimately generating appropriate outcomes related to business results (TelePacific Communications, 2012) . The company enables customers for communicating with the top level management by providing them direct phone numbers regarding any issue. In addition, TelePacific can invite ideas from customers for jointly planning and developing values distinct to the class of customer. Furthermore, the management can collaborate with the distribution channels for enhancing individual customer satisfaction. Integrating customers’ suggestion into their technologies will develop their participation and involvement with the company. Moreover, e-marketing is growing rapidly as a competent tool for promoting a company and its products. Various strategies are being employed by organizations to attract the attention of the customers in order to promote their unique products and services offered. Social networking sites are quite common these days to promote c ompany’s products. The use of social networking sites has developed immensely among the younger generations and corporate. Therefore, generating awareness of the services offered by TelePacific through Facebook or Twitter will attract new customers. Furthermore, it gives the company an opportunity to interact directly with the individual customers and identify the common desires and evolving trends.  

Financial Analysis of Steel Industry - Arcelormittal and Us Steel Essay Example for Free

Financial Analysis of Steel Industry Arcelormittal and Us Steel Essay Stock Evaluation Project Steel Industry Industry Analysis Steel is a part of metals and mining industry which is highly cyclical in nature, and when the economy at large suffers, this industry suffers with it. The most recent five years have been a struggle for this particular industry along with uncertain economic indicators, and steel companies’ stocks have trended downwards. The metals and mining industry is comprised of companies that engage in exploration, mine development, and ore mining. The industry includes precious metals mining for metals such as gold, silver, platinum as well as mining and processing industrial metals such as steel, copper, aluminum. The industry is mature, cyclical, capital intensive and dominated by large companies. Some of the major names in the Steel Sector of this industry are Commercial Metals (CMC), Steel Dynamics (STLD), Reliance Steel (RS), AK Steel (AKS), ArcelorMittal (MT), U.S.Steel (X). The US steel industry is currently worth more than $50 billion with annual growth rates around 1% to 2%. Process chains are long with high production volumes. Recently, large quantities of low-cost imports have impeded growth. However, the industry has seen enhanced productivity, energy efficiency, and higher yield due to restructuring, downsizing, and widespread implementation of new technologies. In the coming years, overcapacity and price instability may remain critical. Thereby, efficient production, better-suited products, enhanced capacity utilization and environmentally friendly practices are vital factors to future success. Demand comes from transportation, packaging, consumer electronics, construction, aerospace and power companies, which leads industry, overtly responsive to economic conditions. Companies are responding to pricing pressures through consolidation and vertical integration, which is aimed at streamlining the supply chain. Future growth for the US metals and mining industry also depends upon demand from BRIC nations, developing countries, and domestic consumers. The industry has always faced a number of challenges including environmental concerns, deteriorating ore grades, overproduction, technological changes, and the global economy. Intense competition from nations such as Canada, Russia, China and Mexico pose threats to the US mining industry because those nations have lower labor costs, lax  environmental regulations and lower operating costs. Sustainability of high prices, resurgent global demand, particularly from the Asia-Pacific region, and signs of increasing industrial output across Europe and the United States may boost industry performance. Conclusively, in anticipation of J-curve yield in the industry index, we can expect greater demand in near future due to a combination of rising GDP, another increase in auto sales, and inventory accumulation by distributors, which would further lead to an increase in the volume of steel shipped in 2013. In the Figure 1.1 below, one could clearly see the downward trend of the Dow Jones US Steel Index for the last five years. And as we all know, what goes down comes back up therefore, we must rebalance our portfolios along with this cyclicality. Figure 1.1 Dow Jones US Steel Index (Point and Figure Chart) U.S.Steel (X) United States Steel was founded in 1901 and is headquartered in Pittsburgh, Pennsylvania. United States Steel Corporation, through its subsidiaries, engages in the production and sale of steel products primarily in North America and Europe. The company has gone through a business cycle in the past 10 years and currently at its low yet a stable condition. This is due to several reasons, which are explained clearly by the ratios and the Z-score, as plotted by the help of Altman Z’s Model. The companys liquidity has been fairly stable besides the times of 2008-2009 financial crises. If we smooth out an average for turnover measure, we could also conclude that the company’s management is doing fairly well in using the assets. Financial Leverage measure seems to be the only component affecting the Altman Z Score significantly, inflicting a bias in the usage of the model to solely depend on this method of deriving the company health. Also, if we draw a line at 2.0 ratio level, there is a bubble growth in the Z-score during 2005 and 2008, as shown in the figure 1.2 below. Figure 1.2 Altman Z-score Model for U.S.Steel ArcelorMittal (MT) ArcelorMittal engages in the production and marketing of finished and semi-finished carbon steel and stainless steel products worldwide. The company serves automotive, appliance, engineering, construction, energy, and machinery industries. The company, formerly known as Mittal Steel Company N.V., was founded in 1989 and is headquartered in Luxembourg, Luxembourg. The stock performance has been quite interesting for this company over past 10-12 years. From $0.63/per share in 2001 to the highs of $97 just prior to its downfall, to $12/share approx. after 12 years, tells us a lot about the business cycle of steel sector. As plotted by the ratios derived by Altman Z-Score model below, it is very clear that besides Turnover and Financial Leverage ratios, no other ratio changed significantly in last 10 years and the company stock performed rationally if we consider business cycle but irrationally, if we consider the all other financial measures. Again the spike in the Z-score in the early 2000s reflects the spike in Financial Leverage of the company. However, at this point in time, the company looks as in congruence to the low levels of the industry, yet healthy and we could anticipate an upcoming up-trend in its performance. Figure 1.3 Altman Z-Score model for ArcelorMittal

Maquiladoras & NAFTA Essay -- essays research papers

MAQUILADORAS AND THE NAFTA'S IMPACT: Introduction In this paper I will discuss the history and practices of the Maquiladora industry. I will discuss its background, its problems, the benefits it offers to United States companies, and the impact the NAFTA has and will have on the industry. In addition, I will make a suggestion on a possible strategy the Maquiladoras can adopt in order to address the challenges brought on by the NAFTA, to ensure it remains a strong force in the future. Background Mexican agricultural workers had been granted temporary work visas allowing them to work in the United States' agricultural industries through a program called the Bracero Program until 1965 when this program was terminated. As a result of this termination, the unemployment rate had exceeded 70% in certain border cities. In May of 1965 the Border Industrialization Program was established as a replacement for the Bracero program. It was later renamed the Maquiladora Program. The program was established by the Mexican government to provide employment for Mexico's rapidly growing population along its border with the United States. This Program was utilized to keep Mexicans from entering the United States. The idea was that Mexican workers would be kept on the Mexican side of the border if they were given factory jobs on the Mexican side. The Maquiladora program also wanted to attract foreign manufacturing facilities, technology, and know-how by giving a permanent tax holiday to manufact uring companies that would set up "twin plants" on the Mexican side of the border. In the beginning of the program, all foreign-owned operations had to be located within a 20-kilometer strip along the US-Mexican border. Since 1972 they can be located anywhere in Mexico. In 1996 there were around 2,500 Maquiladoras - 35% of them were located in the interior states of Mexico. Last year there were over 3,000 and more and more of these operations are being located outside of the border regions. Each of Mexico's 31 states has at least one Maquiladora. What is a Maquiladora? Maquiladoras, also referred to as "in bond" or "twin" plants, are allowed to temporarily import into Mexico (free of tax) machinery, equipment, replacement parts, raw materials, and just about anything that was used in the assembly or manufacture of semi-finished or finished products... ...on between the non-Maquiladora and Maquiladora industries I feel the inefficient producers will be wiped out. Therefor, Maquiladora employees will need better training, education, incentives as well improved working conditions and higher wages. Operations will also have to be streamlined in order to reap the benefits of economies of scale and scope. In addition, Mexicans as well as US citizens will start to demand more accountability from the Mexican government and the Maquiladora industry. They need to be more responsible for their actions. What will the U.S. corporations do when human rights activists and environmentalists start lobbying and protesting on their US sites? Do they want to risk losing their shareholders to this type of negative attention? References Benitez, Gerardo, Latin American Perspectives: The Maquiladora Program Its Challenges Ahead, THE WHARTON JOURNAL, December 11, 1995. Clifford, Frank and Mary Beth Sheridan, Borderline Efforts on Pollution, THE LOS ANGELES TIMES, June 30, 1997, 1. Naumann, Ann K. and Mireille Hutchinson, The Integration of Women into the Mexican Labor Force Since NAFTA THE AMERICAN BEHAVIORAL SCIENTIST, June/July 1997, 950-956.

Construct the Efficient Frontier

Construction a. Estimation The goal is to obtain the raw ingredients – expected returns, standard deviations and correlations. Historical data are used for this purpose. As a rule of thumb, five years of daily data are probably right (one year should be the absolute minimum). Keep in mind the following: 1) make sure to use the adjusted close prices to calculate returns (so that you won’t have large, spurious negative returns due to dividend payments or splits), and 2) calculate log returns (so that you can aggregate daily returns to obtain holding period returns, if ever needed).In Excel, the function for mean and standard deviation are â€Å"= average (range)† and â€Å"stdev(range). † To calculate the correlation matrix, use â€Å"correlation† under â€Å"data analysis. † Please note, in practice, the estimates can be adjusted in view of economic outlooks. This is especially so for expected returns. Sometimes, the realized historical return s are negative or below the risk-free rate. They must be adjusted upward – who would ever buy a stock and expect to receive a return less than the risk-free rate (if the beta is not negative)!? II.Efficient frontier construction Step 1. Variance/covariance matrix, The expected return and variance for the portfolio are: You can think of the variance as the â€Å"weighted average† of all the covariances, ? i? j? ij where the weights are xi and xj. Of course, the variance terms are special cases of the covariances when i=j, and ? ij=1. You can calculate the portfolio variance in the spreadsheet in many different ways. The way I do it is to first calculate the variance/covariance matrix, whose entries are ? i? j? ij and ? i2. To this end, we first construct the tandard deviation (std) matrix and the correlation matrix, as shown in the spreadsheet. Then, first multiple the std matrix to the correlation matrix to obtain (multiply the range of b3.. g8 to the range of b10.. g15). Then, multiple matrix to the std matrix again (multiply the range of b17.. g22 to the range of b3.. g8) to obtain the variance/covariance matrix in b24.. g29. Step 2. Portfolio's return, variance, standard deviation and slope To obtain the portfolio variance, we need to further multiply each entry of the variance/covariance matrix by their corresponding weights, xi and xj.Remember, those n portfolio weights are what we are trying to solve for. So we put them in a column (a34.. a39). To facilitate the calculations, I also place the weights at the top of the matrix. The variance/covariance matrix is simply copied from Step 1. Since we will also need the security returns to calculate the portfolio return, they are placed in j33.. j39. Now, we multiply the weights to each column of the variance/covariance matrix using the function â€Å"=sumproduct. † This â€Å"sumproduct† results in each weight in (a34.. 39) being multiplied to each entry in the variance/covarian ce column, and then all summed up. The variance/covariance terms will have only one weight being multiplied to. So we need to multiply this sum by another weight at the top of the matrix (remember: multiplying the sum by something is equivalent to multiplying each individual item by the same thing). Summing all the items in b40.. g40, we obtain the portfolio’s variance, and taking square root of it, we have its standard deviation, in cell b45. The portfolio’s return in b44 is calculated as the weighted average of individual security returns.The slope of the CML is simply the rise (i. e. , portfolio’s return minus the risk-free rate) over run (i. e. , the portfolio’s std). Step 3. Obtain minimum variance portfolio: minimize STD subject to sum of weight = 1. 0 The minimum variance portfolio is the one that has the lowest variance among all possible portfolios. We use the â€Å"Solver† in Excel to find this portfolio. We would like to vary the weights in a34.. a39 so that the variance (or equivalently, std in cell b45) is minimized. In the â€Å"Solver,† enter b45 as the target, and choose â€Å"min. The range for â€Å"Changing cells† should be a34.. a39. The only constraint is: all the weights sum to one, i. e. , set cell b42 equal to 1. 0. Then simply click on â€Å"solve. † The solutions will be in a34.. a39. Of course, the portfolio’s return and std are simultaneously calculated in cells b44 and b45, and the slope linking the portfolio and the T-bill is in cell b46. Step 4. Obtain market portfolio: maximize Slope subject to sum of weight = 1. 0 Follow the same logic/procedure as in Step 3, except that you want to maximize cell b46. Step 5.Obtain market portfolio with no short selling: maximize Slope subject to sum of weights = 1. 0 and all weight being positive This part is just for completeness: to show you how to construct the market portfolio when short selling is prohibited. Here you also ma ximize cell b46, except that, aside from the weights-summing-to-one constraint, you would add six more constraints: a34 ;gt; 0, a35 ;gt; 0, †¦, a39 ;gt; 0. It turns out that, the weights on Securities 2 and 3 are zero, since they command the most amount of short selling in the unconstrained case (Step 4).However, it is not always true that any security that is being shorted in the unconstrained case will have a weight of zero in the constrained case. Security 5 is a case in point. Step 6. Generating efficient frontier Here, everything is already self-explanatory. Essentially, we need to plot the parabola and the CML. To this end, we first get the functions for each, and then use Excel to generate some points (50 in my example) within the reasonable range of returns and std.

How to Learn Multiplication Timestables in 21 Days

Lets face it, when you dont know your times tables, it slows down your progress in math. Some things you just have to know and committing the times tables to memory is one of them. Today, were in an information age, information is doubling faster than it ever used to and our math teachers no longer have the luxury of assisting us to learn the times tables. In case you havent noticed, the math curriculum is much larger than it ever was. Students and parents are now left with the task of helping to commit the times tables to memory. So lets get started: Step 1 First of all, you will need to be able to skip count or count by a certain number. For instance 2,4,6,8,10 or 5, 10, 15, 20, 25. Now you will need to use your fingers and  skip counting. Remember back in grade 1 when you used to use your fingers to count to 10? Now youll need them to skip-count. For example, use your fingers to count by 10. First finger or thumb is 10, second is 20, third is 30. Therefore 1 x 10 10, 2 x 10 20 and so on and so forth. Why use your fingers? Because its an effective strategy. Any strategy that improves speed with your tables is worth using! Step 2 How many skip counting patterns do you know? Probably the 2s, 5s and 10s. Practice tapping these out on your fingers. Step 3 Now youre ready for the doubles. Once you learn the doubles, you have the counting up strategy. For instance, if you know that 7 x 7 49, then youll count up 7 more to quickly determine that 7 x 8 56. Once again, effective strategies are almost as good as memorizing your facts. Remember, you already know the 2s, 5s and 10s. Now you need to concentrate on 3x3, 4x4, 6x6, 7x7, 8x8 and 9x9. Thats only committing 6 facts to memory! Youre three-quarters of the way there. If you memorize those doubles, youll have an effective strategy to quickly obtain most of the remaining facts! Step 4 Not counting the doubles, you have the 3s, 4s, 6s, 7s and 8s. Once you know what 6x7 is, youll also know what 7x6 is. For the remaining facts (and there arent many) you will want to learn by skip-counting, in fact, use a familiar tune while skip counting! Remember to tap your fingers (just as you did when  counting) each time you skip count, this enables you to know which fact youre on. When skip counting by 4s and when youve tapped on the fourth finger, youll know that its the 4x416 fact. Think of Mary Had A Little Lamb in your mind. Now apply 4,8, 12, 16, (Mary had a....)and continue on! Once youve learned to skip-count by 4s as easily as you can by 2s, youre ready for the next fact family. Dont worry if you forget the odd one, you will be able to fall back on your doubling strategy and counting up. Remember, being able to do math well means having great strategies. The above strategies will help you learn the times tables. However, you will need to commit daily time to these strategies to learn your tables in 21 days. Try some of the following: Each day when you wake up, skip count the fact family youre working on.Each time you walk through a doorway, skip count again (silently)Each time you use the washroom, skip count!Each time the phone rings, skip count!During every commercial when youre watching TV, skip count! When you go to bed each night, skip count for 5 minutes.If you stick it out, youll have your tables memorized in 21 days!Here are a few multiplication tricks to help you. Try these worksheets which are developed to correspond to the correct way of learning your multiplication tables.